Dear Prospective Franchisee,

Have you ever been short of cash and wondered, "Wouldn't it be convenient to have an ATM machine right here on-site?" At that moment, do you feel you would be willing to pay a convenience fee to avoid the hassle and loss of time that would result from getting into your car and driving across town to find your bank? If your answer was yes, you are in good company.

When I founded American Consumer Financial Network ("ACFN") in 1996, I felt very strongly that customers in travel and entertainment based businesses would appreciate the convenience of "On-Site" services and cared enough about their time to pay a reasonable fee willingly and repeatedly.

The success of our program in California has enabled us to form a plan to expand into new markets across the United States. In 2002 we developed the ACFN franchise business plan and in 2003 obtained all necessary regulatory approvals to allow expansion of our network to all 50 states. We now have 89 Franchises in 40 states and are looking for additional qualified, motivated entrepreneurial people to become part of the ACFN™ network.

I believe the ACFN franchise program is the best investment available today and represents a great business opportunity for the accomplished individual looking for a place to grow and improve their already existing success. If you work hard and earn good money but want your money to work harder for you, I invite you to fully and thoroughly investigate the ACFN franchise opportunity. I am convinced that in doing so you will find it to be a remarkable and worthy business opportunity that can and will enhance your financial future.

After a careful review of the included material, if you feel the ATM Franchise Business is right for you, please go to www.acfnfranchosed.com , select "Contact Us" from the main menu, fill out the form, send it and a Franchise Specialist will call to answer your specific question. If you have questions on any of the information provided or need additional information to make your decision don't hesitate to call 888-794-ACFN (2236) and ask for a franchise specialist. Recorded information is available by calling (888) 794-ACFN (2236) and selecting extension 5140.

We appreciate your interest in the ACFN™ franchise opportunity.

Sincerely,

Jeffrey D. Kerr
President/CEO